We work with a panel of market leading insurers

We understand the importance of securing protection for your loved ones’ future. Our mission is to empower you with informed decisions, offering tailored life insurance solutions that perfectly suit your unique needs. With our dedicated support, you can have peace of mind, knowing your family’s financial security is well taken care of, regardless of life’s uncertainties.

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FAQs - Life Insurance

Life insurance is an important consideration if you have dependents who rely on your income, such as a partner or children. It can provide financial security for your loved ones in the event of your unexpected death and can help to cover expenses like funeral costs and outstanding debts.

When applying for life insurance, several key factors should be considered. These include; your age, overall health, lifestyle choices (such as smoking or engaging in high-risk activities), the coverage amount you need, and the duration of cover required. Additionally, your occupation and any pre-existing medical conditions may also impact the application process and premium rates. It’s important to assess these factors carefully to ensure you choose the right life insurance policy that meets your needs.

The cost of life insurance will vary depending on the amount of cover. The more cover you have, the higher your monthly premium will be. Every life insurance quote will be personalised to you and your lifestyle. There are several things that are considered in a life insurance quote.

Income protection insurance replaces a portion of your income if you’re unable to work due to illness, injury, or disability. It acts as a safety net to maintain your financial stability.

Critical Illness Cover is a type of insurance that pays out a lump sum if you’re diagnosed with a serious illness, such as cancer or heart disease. The lump sum can be used to help pay for medical treatment, cover lost income or pay off debts. It’s designed to give you peace of mind and financial security during a difficult time.

The 4 steps for buying life insurance

Assess Your Needs

Schedule a consultation with the team. We'll discuss your financial situation, goals, and any existing policies you have and help you understand the different types of life insurance. Then we can tailor the amount of cover required to protect your loved ones. We'll consider factors like funeral expenses, outstanding debts, education costs, and ongoing living expenses.

Explore your options

We'll start by evaluating your health, financial situation, future goals, and the needs of your loved ones. Consider factors such as income replacement, mortgage or debt coverage, education funds, and funeral expenses and help you determine the right coverage amount.

Complete your application

We'll assist you in completing the insurance application to ensure that all necessary personal and medical details are provided accurately to ensure your coverage is valid and your loved ones are protected.

Approval and Coverage

We'll provide expert advice across multiple providers, and help you find the best policy that aligns with your unique circumstances. Once your application has been processed, you'll receive a welcome pack summarising all the information you need to know. Your chosen insurer will also be in touch detailing your coverage and premiums.

Our support continues throughout your policy term. We'll check-in with you once your coverage has begun to make sure you're happy with everything.

Explore our other useful protection pages

Having the right insurance in place can give you some much needed peace of mind, knowing that you and your loved ones are covered, should the worst happen. With our panel of market leading insurers, we have a range of insurance products to meet your needs.

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Our friendly team look forward to hearing from you.